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Know exactly how much you need for a down payment in PEI, and the date you’ll have it.

Most first-time buyers are saving toward a number they guessed at. Book a free 15-minute call and I’ll tell you straight whether I can help.

Book your free 15-minute call

No prep needed. No pressure to buy anything.

The Yearly Budget Planner spreadsheet shown on a laptop

You’re not bad with money. You just don’t have a number.

Most first-time buyers in PEI are saving hard toward a target they’ve never actually calculated.

Built for buyers 1 to 2 years out

With Budget Blueprint

  • Your down payment number, calculated from your real income and expenses
  • A projected date you’ll hit it, on one page you can stick on the fridge
  • Your budget built with you on a 60-minute video call, not handed to you
  • The order to pay down your debt so it doesn’t stall your savings
  • A follow-up session to see what actually happened and adjust

Saving on your own

  • A calculator that guesses your budget from your income
  • “Around 20 percent” and no idea when you’ll get there
  • A template you download, open twice, and abandon
  • Debt and savings competing with no plan for which comes first
  • No one checking whether the plan survived contact with real life
Book your free 15-minute call

No prep needed. No pressure to buy anything.

How it works

Two calls and a form. Most people go from first call to a finished plan in about six weeks.

  1. Book a free 15-minute fit call

    No pitch. I’ll tell you honestly whether I can help, and if I can’t, I’ll point you to who can.

  2. Book, pay, and fill out a short intake form

    About 15 minutes. No spreadsheets required, just rough numbers.

  3. Your 60-minute session

    We’re on a video call together while I build your Yearly Budget Planner from your real numbers and work out your Home Savings Plan. You watch it get built, so you know how it works.

  4. Follow-up session, about a month later

    Once you have a full month of real spending recorded, we look at what actually happened and adjust. Plans always need adjusting. That’s the point of this step.

Real results

What clients are saying

Before

“I didn’t understand that my money should have a purpose, and that every little bit counts”

After

“I’m putting 200 dollars per paycheck away to save for my first home and for a rainy day if needed”

— William

Before

“I was working full time and making decent money but at the end of the month after the bills were paid I always asked ‘where did my paycheque go’ and after seeing all of my bills and costs laid out and what I spend out of fun money it was clear where it was going.”

After

“Now that I’m not spending hundreds of dollars a month eating out and making bad financial decisions saving money and building retirement has never been easier.”

— McKenzie A.
Patrick, founder of Budget Blueprint

Learn more

Hi, I’m Patrick

I bought my first home in PEI at 24, with no family money and no co-signer. I live in Stratford, PEI, with my fiancée. By day, I work in IT, which mostly means I turn things off and on for a living.

I grew up in Dorchester, Ontario, and earned a diploma in business marketing before realizing that neither marketing nor my hometown was the right fit for me. So in 2022, my fiancée and I moved to PEI for a fresh start and a new career, and for the first time, we were fully on our own.

That move is what turned me into a budgeting addict. I’ve tracked every single purchase I’ve made since then, down to the penny. Now I help first-time homebuyers on PEI get ready to buy, on purpose instead of by luck.

More about me

Ready to get started?

Book a free 15-minute fit call. No pitch, just an honest read on whether I can help and how long this will take you.

Book a free 15-minute call