Privacy Policy
Last updated: July 3, 2026 Effective date: July 3, 2026
1. Introduction
Budget Blueprint (“we,” “our,” or “us”) is a sole proprietor personal budgeting consultancy operated by Patrick, registered in Prince Edward Island, Canada. This Privacy Policy explains how we collect, use, and protect your personal information when you use our website or engage our services.
2. Information we collect
We collect the following types of personal information:
- Contact information (name, email address) provided when booking a consultation or submitting an intake form
- Financial information you voluntarily share during consultations, including income details, expenses, debts, and financial goals
- Booking and scheduling data collected through our booking platform
- Intake form responses submitted prior to your consultation
- Website usage data collected automatically via Google Analytics, including pages visited, time on site, browser type, and approximate geographic location (see section 5)
3. How we use your information
Your information is used solely to:
- Schedule and conduct your budgeting consultation
- Prepare personalized budgeting guidance and materials
- Communicate with you regarding your session or follow-up questions
- Process payment for services rendered
- Understand how visitors use our website so we can improve it
- Comply with applicable Canadian tax and business reporting obligations
We do not sell, rent, or share your personal or financial information with any third party for marketing purposes.
4. Third-party services
To operate our services, we use the following third-party platforms, each of which may process your data in accordance with their own privacy policies:
- Cal.com — appointment booking and scheduling
- Tally — intake form collection
- Stripe — payment processing (we do not store your payment card details)
- Microsoft Teams — video consultation sessions (part of Microsoft 365)
- Microsoft 365 — document preparation and email communication
- Google Analytics — website traffic and usage analytics (see section 5)
We encourage you to review the privacy policies of these providers directly.
5. Google Analytics and cookies
Our website uses Google Analytics, a service provided by Google LLC, to help us understand how visitors interact with our site. Google Analytics collects information such as your IP address, browser type, pages visited, time spent on pages, and referring URLs. This data is aggregated and anonymized where possible and is used solely to improve our website and services.
Google Analytics uses cookies — small text files stored on your device — to collect this information. You can opt out of Google Analytics tracking at any time by installing the Google Analytics Opt-out Browser Add-on or by adjusting your browser’s cookie settings. For more information on how Google uses your data, please visit Google’s Privacy Policy.
6. Data retention
We retain your personal and financial information only as long as necessary to provide our services and fulfil our obligations under Canadian tax law (generally seven years for financial records). After this period, your data is securely deleted. Google Analytics data is retained according to Google’s own retention settings, which we have configured to the minimum available period.
7. Security
We take reasonable precautions to protect your information from unauthorized access or disclosure. Financial documents and session notes are stored securely and are accessible only to us. However, no method of electronic storage is completely secure, and we cannot guarantee absolute security.
8. Your rights
Under Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA), you have the right to access, correct, or request deletion of your personal information held by us. To exercise these rights, please contact us at the address below.
9. Contact
If you have questions about this Privacy Policy or how your data is handled, please contact us at: patrick@budgetblueprint.ca.